Friday, June 30, 2023 - The Supreme Court issued a decision: 
The U.S. Department of Education has been prohibited from implementing the Biden-Harris Administration’s one-time debt relief program.

Frequently Asked Questions about Debt Relief

Student Loan Repayment will begin in October 2023. Start preparing now.

How should you prepare for student loan payments to restart?

  1. Make sure you know which loan servicer is yours.

  2. Update your contact information in your profile on your loan servicer’s website and in your account.

  3. Consider applying for an income-driven repayment (IDR) plan. An IDR plan can make your payments more affordable, depending on your income and family size. This summer, the U.S. Department of Education will implement parts of the SAVE plan – the most affordable repayment plan ever. Borrowers who enroll in the REPAYE plan will be automatically enrolled in the SAVE plan when it becomes available. For more information on the SAVE plan, visit

  4. Review your auto-debit enrollment or sign up for the first time to automatically deduct your monthly payment from your bank account. To do so, log in to your loan servicer’s website or contact your loan servicer directly. If you were enrolled in auto-debit before the payment pause and you would like to resume when payments resume, you need to confirm your auto-pay enrollment with your student loan servicer if you haven’t already done so.

Learn more about preparing for student loan payments to restart.

Frequently Asked Questions about Payments Resuming