Loans can help cover your educational expenses, but it's important to remember that they must be repaid in the future. We encourage you to borrow responsibly. Before taking out a loan, make sure to review all loan repayment information carefully. Most importantly, always keep in mind that these are loans that need to be repaid, so only borrow what you truly need.
Loan Options for Undergraduate Students and their Parent(s)
- Undergraduate Federal Loans (subsidized and unsubsidized loans)
- Federal Nursing Student Loan
- Federal Parent PLUS Loan
- Private Loans for students and parents
Loan Options for Graduate and Professional Students
Loan Option for International Students
- Private Loans for students
University of Iowa Student Short-Term Loans
Institutional Code of Conduct for Education Loans
Institutional Code of Conduct for Education Loans
Iowa Code Section 261F.2 and Sections 487(a)(25) and 487(e) of the Higher Education Act of 1965, as amended, require the development, administration, and enforcement of a code of conduct governing educational loan activities. Officers, employees, trustees and agents-including the alumni association, booster club and other organizations associated with The University of Iowa agree to the provisions of this Code of Conduct and will refrain from:
- Packaging private educational loans in a student's financial aid award, except under certain conditions.
- Accepting impermissible gifts, goods, or services from a lender, lender servicer, or guarantor. The University of Iowa may accept certain services, materials or other items of a nominal value.
- Accepting philanthropic contributions from a lender, lender servicer, or guarantor that are related to the educational loans provided by the lender, lender servicer, or guarantor.
- Serving on or otherwise participating as a member of an advisory council for a lender, lender affiliate, or lender servicer.
- Accepting from a lender or its affiliate any fee, payment, or other financial benefit as compensation for any type of consulting arrangement or other contract to provide education loan-related services to or on behalf of the lender.
- Accepting fees or other benefits in exchange for endorsing a lender or the lender's loan products.
- Requesting or accepting competitive rates on private educational loans in exchange for a specified amount of loan activity.
The University of Iowa is committed to providing the information and resources necessary to help every student achieve educational success. To accomplish this goal the financial aid staff will consider each student's individual needs. A comprehensive Code of Conduct detailing permissible and impermissible activities has been provided to all University of Iowa officers, employees and agents affiliated with this college and may be reviewed at https://financialaid.uiowa.edu/sites/financialaid.uiowa.edu/files/2024-10/CodeofConductNov2018.pdf.