Federal Loans
To apply for federal loans at the University of Iowa, students must file a Free Application for Federal Student Aid (FAFSA).
- Health Professions Loan
- Nursing Student Loan
- Primary Care Loan (links to College of Medicine website)
- Federal Direct Stafford (Subsidized) Loan
- Federal Direct Unsubsidized Stafford Loan
- Federal Direct Unsubsidized Stafford Loan for Select Health Professions
- Federal Direct PLUS (Parent) Loan
- Federal Direct PLUS (Graduate/Professional Student) Loan
Federal Direct Loan information will be submitted to the National Student Loan Data System (NSLDS). Your Federal Direct Loan servicer will be listed on the NSLDS website. NSLDS information is accessible to schools, lenders, and guarantors for specific purposes as authorized by the U.S. Department of Education.
Private Student Loans
University of Iowa Student Short-Term Loans
Cohort Default Rate
A cohort default rate is the percentage of a school's borrowers in the US who enter repayment on certain loans during a federal fiscal year (October 1 to September 30) and default prior to the end of the next one to two fiscal years. The United States Department of Education (ED) releases official cohort default rates once per year.
The University of Iowa's 2018 cohort default rate was 2.2%. This default rate was published in February 2021 and is typically three years behind.