Students’ academic records are reviewed in January, May, and August to determine compliance with the SAP Standards. Students who lose financial aid eligibility due to not meeting SAP requirements may:

  • earn the necessary GPA or semester hours to meet the minimum requirements while not receiving federal financial aid or
  • submit a PDF iconSAP Appeal Form

Minimum Grade-Point Average (GPA)

Undergraduate students must maintain at least a 2.0 UI GPA. Some scholarships may require a higher GPA than the minimum required to remain in good SAP standing.


Minimum Pace Requirement

Use the formula below to determine your pace. The minimum pace requirement is 67%.

Completed Semester Hours (grades of A, B, C, D, S or P)   divided by   Attempted Semester Hours (grades of F, N, U, W, O or I)

Example: 

  Fall Semester + Spring Semester = Total
Completed Hours 6 + 10 = 16
Attempted Hours 12 + 12 = 24

16 ÷ 24 = .67 (67 %)


Duration of Eligibility

Federal guidelines limit financial aid eligibility to 150% of the semester hours of the intended degree program.  Transfer hours are included in the calculation of duration of eligibility. Nursing students are allowed five semesters of clinical rotation.

College of Liberal Arts & Sciences = 180 hours
Tippie College of Business = 180 hours
College of Education = 180 hours
University College = 180 hours
College of Engineering = 192 hours

Students who exhaust their duration of eligibility must file the PDF iconSAP Appeal Form to be considered for extended eligibility.  If the appeal is accepted, each semester students must enroll in at least six semester hours of coursework required for the degree.


Eligibility After Completing First Bachelor's Degree Requirements

Based on federal financial aid regulations, students who have met all degree requirements for their first bachelor’s degree may no longer qualify for federal financial aid even if they have not officially applied for graduation. Information on this policy and answers to frequently asked questions are available on our Completed First Bachelor's Degree Requirements web page.


Second Bachelor's Degree or Teacher Certification

Students who are returning to earn a second undergraduate degree or teacher certification have already exhausted their duration of eligibility through their initial undergraduate degree. They must file the PDF iconSAP Appeal Form to regain financial aid eligibility.

  • Students returning to earn only an additional major are not eligible for federal financial aid.
  • Each semester students must enroll in at least six semester hours of coursework required for the second degree or teacher certification.

Impact of Course Repeats, Withdrawals, Incompletes, Remedial, and ESL Courses

Email Satisfactory Academic Progress staff at finaid-sap@uiowa.edu if you have questions about course repeats (duplications), withdrawals, incompletes, remedial, or ESL courses.

Course Repeats:  Students receiving an F in a course may repeat that course and receive financial aid for it until the course is passed. Students receiving a passing grade (D- or better) and retaking the course may only receive financial aid for that course one additional time.

Withdrawals: View our Impact of Student Withdrawal web page.

Incompletes: An Incomplete will count as attempted hours but will not count as completed hours until a grade, passing or failing, is assigned. An incomplete may negatively affect a student's pace and aid eligibility.

Remedial Courses:  Generally, remedial courses count as attempted hours and completed hours, but do not impact the GPA.  Contact the Office of Student Financial Aid for additional information.

ESL Courses:  Some students may qualify for federal financial aid for ESL courses.  Contact the Office of Student Financial Aid for additional information.